Many Germans tend to buy a holiday home with a garden. That's a great thing, of course, but is this investment even worth it?
The holiday destination Germany is becoming more and more attractive for many Germans. The Germans not only travel to big cities and the North Sea and B altic Sea coasts, their own garden is also a popular holiday destination. After all, no one has to spend several hours in traffic jams, sit on overcrowded trains or wait in line at the airport check-in for a long time.
However, there is another way to spend your vacation at home and yet far away: in a holiday home. In times of troubled financial markets, Germans prefer concrete gold to real money. They are increasingly opting for a holiday home with a garden.
Holiday home as a safe investment
According to a Focus report, Germans have never bought so many holiday homes as they do today. Demand is at a record high and so are prices. According to a survey, 53 percent of Germans opt for a holiday home or holiday apartment in Germany.
Spain is in second place with 11 percent of the vote. The thought "We dream of our own finca" goes through the mind of many people who don't lack the wherewithal. Fincas are agricultural land. In the German language, however, the word often represents rural holiday homes on the Spanish mainland. And who doesn't dream of such a great holiday home?
Why do so many Germans buy a holiday home?
One reason for the high demand is fear of inflation. Investing in real estate is considered a safe investment. But apart from saving the pennies saved, a holiday home has many advantages. Is there anything nicer than relaxing at home? Especially when a pool in your own garden lures you into cool water, a small beach next to it invites you to sunbathe and the rest of the green oasis is adorned with soft grass - this is how you can enjoy your summer holidays.
And such a pool including installation is usually not even more expensive than a summer vacation with a family of four. In return you getrecovery for many years. You never run the risk of having to get up early to get a spot on the loungers, and the pool is never overcrowded.
You don't have to worry about high running costs either. You can reduce this, for example, with regenerative energies, for which there are numerous subsidies. An air/water heat pump can also heat the water up to 28 degrees. Solar absorbers that fit on the garage roof also noticeably reduce energy costs. Buying a special pool cover is also worth your investment: it ensures that too much heat does not escape unnecessarily on cool nights.
Advantages/Disadvantages of owning your own holiday home
As you can see, having your own holiday home with a garden offers many advantages. Of course, such a holiday home is a big financial investment. But if you compare how much money you spend on your vacation every year and how much a holiday home costs, you will see that a holiday home with a garden is cheaper over the years.
Advantages:
- Pets are always allowed to travel with you
- Children can move freely
- Holidays are quite cheap, even if you cater for yourself
- Holiday home can also be rented out
- The purchase of a house pays for itself over the years
Cons:
- a pretty big financial purchase first of all
- Holiday home abroad: someone may have to take care of the management on site
- You are responsible for housekeeping and meals yourself
Deciding on a holiday home
Anyone who has decided to buy a holiday home is of course still faced with a few big questions: Where should the holiday home be located? How big should it be or what is your financial limit?, etc.
If you don't have one yet or if you have a special idea, then you should visit a few real estate portals. Because here you can sometimes get real bargains.